Motor liability (Kfz-Haftpflicht)
Mandatory cover for justified third-party claims when the insured vehicle causes personal injury, property damage or certain financial losses.
International mobility. Local insurance expertise.
Car insurance for diplomats from United Kingdom in Germany
Specialised support for diplomats, embassy and consulate staff who need reliable motor insurance in Germany.
Embassy & consulates
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No-claims history from United Kingdom
Car insurance in Germany
Germany
How car insurance works in Germany
Every vehicle used on public roads needs motor third-party liability cover. For your own vehicle you can add partial or fully comprehensive insurance.
Partial comprehensive (Teilkasko)
Optional cover for defined risks to your own vehicle, for example theft, glass damage and certain natural hazards, depending on the tariff.
Fully comprehensive (Vollkasko)
Usually includes partial comprehensive cover and can additionally cover accidental damage to your own vehicle and vandalism, subject to policy terms and deductible.
What influences the premium?
German insurers calculate premiums using several risk factors. The exact weighting varies by insurer and tariff.
↗Annual mileage
◎No-claims history
◇Driver group & youngest driver
⌖Vehicle model / type class
▣Place of registration
◌Driving-licence history
⌂Use & parking
€Cover & deductible
No-claims history from United Kingdom
If you were previously insured in United Kingdom, an official claims-history or no-claims certificate can be important. Recognition is not automatic: it depends on the insurer, tariff and evidence supplied.
Ideally the certificate shows your full name, insurance period, policy or vehicle, and the number of claims or a clear confirmation that no claims occurred.
What we need for a quote
One structured enquiry gives us the information needed to prepare an individual motor-insurance proposal.
- Personal and mission details
- Vehicle make, model and first registration
- Annual mileage and vehicle use
- Regular drivers and driving-licence details
- Previous insurer and claims-free years
- Desired cover and deductible
Embassy and consular offices of United Kingdom in Germany
The offices below are based on current information published by the German Federal Foreign Office. Honorary consulates can change; use the official source for the complete current list.
EmbassyBerlinWilhelmstraße 70, 10117 Berlin
Consulate GeneralDüsseldorfWilli-Becker-Allee 10, 40227 Düsseldorf
Consulate GeneralMunichMöhlstraße 5, 81675 München
Diplomatenversicherung.de is an independent insurance information and enquiry service. It is not an official website of an embassy, consulate or government.Open the official Federal Foreign Office list ↗
Frequently asked questions
Is motor liability insurance mandatory in Germany?
Yes. Motor third-party liability insurance is required before a vehicle can normally be registered and used on public roads in Germany.
Can a foreign no-claims certificate be recognised?
Possibly. Recognition depends on the insurer and the evidence. Please provide an official claims-history certificate if available.
What is the difference between Teilkasko and Vollkasko?
Teilkasko covers defined risks such as theft or glass damage. Vollkasko usually includes Teilkasko and can also cover accidental damage to your own vehicle and vandalism.
Does annual mileage affect the premium?
Yes. Expected annual mileage is a common tariff factor and should be stated realistically.
Can embassy or consulate employees request a quote even if they are not diplomats?
Yes. The service is also intended for eligible embassy, consulate and mission staff.
Request my insurance quote
One structured enquiry gives us the information needed to prepare an individual motor-insurance proposal.